What we analyse
We combine balance sheet, P&L and cash-flow (when available) to assess debt sustainability, resilience to margin/rates shocks, and funding capacity. We identify weak spots (maturities, covenants, concentration, liquidity dependence) and corrective levers (structure, pricing, refinancing, asset reallocation).
Method
A simple framework: measure, compare, stress-test, then convert into decisions. Metrics and thresholds are calibrated to your business model and constraints.
01
Data & normalisation
Comparable aggregates (normalised EBITDA, net debt, recurring capex) and one-offs.
02
Debt structure view
Maturities, instruments (fixed/float), security, ranking, covenants and refinancing risk.
03
Ratios & trajectories
Liquidity, leverage, coverage and cash conversion with trend and seasonality.
04
Stress-tests & action plan
Scenarios (rates, margin, DSO) with triggers and prioritised actions.
